Pension funds are intended to sustain your lifestyle during retirement. While a state pension covers basic necessities, securing the desired standard of living post-retirement involves contributing to a pension scheme.
Failing to periodically reassess pension schemes often results in subpar returns. Maximizing returns
upon retirement is crucial since it's your investment.
Regularly evaluating your pension with an FCA-approved advisor can significantly enhance your
retirement outcome, aligning with your financial goals.
When was the last time your adviser reviewed your pension with you, or do you still even know who the original adviser was. Many people have no idea how their pension works
Chares have a direct impact on your pension. A review could help you reduce some of these charges, or get you a better pension.
Pension Advisers can help you with an idea on how much you will need in retirement, to live the retirement you want. The state pension is unlikely to give you the retirement you deserve.
If your thinking of taking an annuity or drawdown at retirement, its important to find the right option for you and your needs.
The amount of risk you was willing to take when you was younger may have changed. Do you need the same level of risk now?
Pension Advisers can work with you to make sure you are not paying more tax than you need, when you want to access your pension.
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